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$r(m)=\frac{90,000}{12}(1.06)^{m}$
$r(m)=90,000\left(\frac{1.06}{12}\right)^{m}$
$r(m)=90,000\left(\frac{1.06}{12}\right)^{\frac{m}{12}}$
$r(m)=90,000(1.06)^{\frac{m}{12}}$